LIFE INSURANCE
RETIREMENT
MEDICARE
The Tax Man Cometh
- How much am I getting back (or do I owe)?
- What can I do going forward to limit my tax liability?
Those are usually everyone’s top questions come tax time.
Our goal is helping you find the ways you can effectively use the tax code to make sure you’re not taking on an unnecessary tax burden, and in some cases, maximize your potential tax return.
We’ll even help you file amended returns if you missed out on certain credits or filed incorrectly in previous years.
In addition, we want to help you plan for the next year and the years afterwards by addressing life events that could have an impact on your tax liability. Things like having a child, starting a business, or retiring. Many life events like these often carry tax implications, and it’s important to plan accordingly.
What kind of things should I bring in to file my taxes?
TAXES
LIFE INSURANCE
RETIREMENT
MEDICARE
Coverage to Suit You & Your Changing Needs
We take a needs-based approach with each client to help make sure that your life coverage is tailored to suit your individual needs. And yet, our needs change over time, especially in wake of certain life events like:
Because our needs change over time, that life policy you took out a long time ago may no longer suit your needs.
Maybe you need more coverage, or maybe you’ll need coverage longer than you expected. That’s why it’s important to evaluate your life insurance coverage every few years, or after any major life event.
Whether it’s your first time buying life insurance, performing a beneficiary review, or addressing additional needs, we can help you tailor your coverage to also address things like:
| Retirement | Short & Long Term Disability | Terminal Illness |
| Unemployment | Long Term Care & Chronic Illness |
What about Life Insurance for Small Businesses?
How much life insurance do I need?
TAXES
LIFE INSURANCE
RETIREMENT
MEDICARE
Retirement
When you’ve put in your years of hard work, retirement should be something we all look forward to.
- But have I saved enough? Might I outlive my money?
- When should I claim Social Security?
- Will I have to pay any taxes?
- How will my spouse manage if something happens to me?
- What will my healthcare costs be like? What about long-term care?
These are all questions that are crucial to preparing for and enjoying your retirement.
But you shouldn’t simply wait until the day you retire. If you’re like most people planning to retire in their early to mid-60s, you need to be addressing most of these questions as early as your 50s, and many of the same questions need to be readdressed during retirement as needs change.
That’s where we want to help.
Need help?
TAXES
LIFE INSURANCE
RETIREMENT
MEDICARE
Medi-What?
Once you turn 65, you’re eligible to sign up for Medicare. You know, that program that you’ve had a portion of each paycheck withheld for pretty much every year you worked?
- But how exactly does it work?
- What all does it cover?
- What about prescriptions?
- How and when can I change plans?
- Medicare covers long-term care, right?
Planning for healthcare expenses is one of the biggest monetary pillars in planning for your retirement. Even the average healthy couple aged 65 can expect to pay over $200,000 over the rest of their lives in healthcare costs.
So, should you sign up for a Medicare Part C plan (also known as Medicare Advantage) or a Medicare Supplemental Plan (also known as a Medigap Insurance) and/or a Part D (prescription drug plan)? What about Dental or Vision coverage?
Taking into account your needs and affordability, we’ll assist you in exploring all of your available options, and which best suit you upon your initial enrollment as well as in the years following when changing needs or other circumstances may necessitate a change in one or more of your plans.
† Based on Kaiser Family Foundation study.
COME WORK WITH US
GREENVILLE OFFICE
413 Vardry Suite 5
Greenville, SC 29601
(803) 909-3037
1062 Oakland Ave
Rock Hill, SC 29732
(803) 327-3181